Planning for retirement is increasingly difficult for some good reasons, like our longer life expectancies, and some bad reasons such as the disastrous equity markets the last eighteen months. Just how do we allocate our resources to protect our assets and at the same time protect ourselves against inflation? Inflation is perhaps the single most destructive enemy to our future plans and is very difficult to comprehend. Some of us clearly remember when people would say "I'll be damned if I'm going to spend 30 cents just to buy premium gas!" That is why selling all our stocks, only buying bonds and holding on to cash seldom works in the short term and never works in the long term.

At The McBride Group, LLC, we take a very quantitative approach to retirement planning. Our retirement planning includes efficient frontier analysis and Monte Carlo simulations. We also use the Ibbotson wealth forecasting engine.